If this drop in long-term interest rates has legs, look for mortgage rates to follow

Long-term interest rates have broken a narrow, monthlong range and are headed down. The 10-year Treasury note — the driver of the show — is now 2.23 percent. The lowest-fee mortgages are trying to cross below 4 percent, too. This is a big move, reinforcing a downtrend. November jobs data due next Friday may cancel the whole thing, but I doubt it. I think the move is real. … View original article here....
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Can technology replace a team?

Each year we look at ways to leverage our time and ability to market and sell more properties. A popular way to do this is through building a team. There’s certainly nothing wrong with the team approach, and many are finding success from it. But when you create a team with multiple agents and assistants, what’s the end result … View original article here....
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