Like most business owners, Chris Meyer found the lending process tedious and drawn out. In ten years of running various businesses, he applied for fourteen loans. Each required over two months to assemble the loan package: three years of business and personal tax returns, a personal financial statement, and an application for each bank. One day, he reflected upon how many people he didn’t know had access to his most private information. In today’s tech world, he knew there had to be a faster, more secure way to get loans.